California Privacy Notice

California Privacy Notice - LoanBoo.com

Effective Date: 5/20/21
  • Your California Privacy Rights

    Most of what we do with respect to the collection and sharing of data, including personal information, is covered by the Gramm–Leach–Bliley Act (GLBA) and therefore not subject to the California Consumer Privacy Act (CCPA). Please visit our GLBA notice to learn more about our GLBA practices. The below only applies to the limited data that is subject to the CCPA.

    California residents have certain rights with respect to their personal information, as described below. We are required by law to verify your identity in connection with any request in order to prevent unauthorized access of your data. This may require us to verify a consumer’s identity via a challenge response email. Please note that your exercise of these rights is subject to certain exemptions to safeguard the public interest (e.g., the prevention or detection of crime) and our interests (e.g., the maintenance of legal privilege). We will try to comply with your request as soon as reasonably practicable. Requests to exercise these rights may be granted in whole, in part, or not at all, depending on the scope and nature of the request and applicable law. Where required by applicable law, we will notify you if we reject your request and notify you of the reasons we are unable to honor your request.

  • Personal Information that we may collect, use, and share.
    Category of personal information (PI) PI we collect Source of PI Business / commercial purpose for collection Categories of third parties to whom we “disclose” PI for a business purpose Categories of third parties to whom we “sell” PI (as defined by the CCPA)
    Identifiers Contact data
    Identity data
    You
    Data providers
    Public sources
    Business partners
    Service delivery
    Research and development
    Marketing and advertising
    Compliance and protection
    Business partners
    Advertising partners
    Business transferees
    Professional advisors
    Authorities and others
    Advertising partners (to facilitate online advertising)
    Commercial Information Credit history and loan data
    Property data
    Online activity data
    You
    Data providers
    Public sources
    Business partners
    Automatic collection
    Service delivery
    Research and development
    Marketing and advertising
    Compliance and protection
    Business partners
    Advertising partners
    Business transferees
    Professional advisors
    Authorities and others
    Advertising partners (online activity data shared to facilitate online advertising)
    Financial Information Credit history and loan data You
    Data providers
    Business partners
    Service delivery
    Research and development
    Marketing
    Compliance and Operations
    Business partners
    Business transferees
    Professional advisors
    Authorities and others
    None
    Online Identifiers Contact data
    Device data
    Online activity data
    You
    Business partners
    Automatic collection
    Service delivery
    Research and development
    Marketing and advertising
    Compliance and protection
    Business partners
    Advertising partners
    Business transferees
    Professional advisors
    Authorities and others
    Advertising partners (to facilitate online advertising)
    Internet or Network Information Device data
    Online activity data
    Business partners
    Automatic collection
    Service delivery
    Research and development
    Marketing and advertising
    Compliance and protection
    Business partners
    Advertising partners
    Business transferees
    Professional advisors
    Authorities and others
    Advertising partners (to facilitate online advertising)
    Inferences May be derived from you:
    Credit history and loan data
    Property data
    Employment data
    Education data
    Eligibility data
    Device data
    Online activity data
    Not Applicable Service delivery
    Research and development
    Marketing and advertising
    Compliance and protection
    Business partners
    Advertising partners
    Business transferees
    Professional advisors
    Authorities and others
    None
    Professional or Employment Information Employment data You
    Data providers
    Public sources
    Service delivery
    Research and development
    Marketing and advertising
    Compliance and protection
    Business partners
    Business transferees
    Professional advisors
    Authorities and others
    None
    Protected Classification Characteristics Eligibility data You Service delivery
    Research and development
    Marketing and advertising
    Compliance and protection
    Business partners
    Business transferees
    Professional advisors
    Authorities and others
    None
    Education Information Education data You
    Data providers
    Public sources
    Service delivery
    Research and development
    Marketing and advertising
    Compliance and protection
    Business partners
    Business transferees
    Professional advisors
    Authorities and others
    None
  • Right to Know and Access Information:

    You may access information we maintain about you using the methods provided below. If we grant your request, we will provide you with a copy of the personal information we maintain about you in the ordinary course of business. This may include what personal information we collect, use, or disclose about you, as discussed in this Privacy Policy. We may not fulfill some or your entire request to access as permitted by applicable law.

  • Deletion of Information:

    You may request that we delete your personal information. Depending on the scope of your request, we may refrain from granting your request, as permitted by applicable law. For example, we may be legally required to retain your information in our business records. You may submit a deletion request using the methods provided below.

  • Opt-out of “Sale” and Certain Sharing Practices:

    You have a right to opt-out of certain data sharing practices with third parties who do not act as our service providers. “Sell” instead means the disclosure of data, including technical device data that doesn’t identify you directly, when a third party might use that data for its own purposes, such as for personalized advertising. The disclosure of data to these third parties, are discussed in the “Personal Information that we may collect, use, and share” section above. In order for you or your authorized agent to exercise this right, please visit our “Do Not Sell My Personal Information” page.

  • Minors:

    We do not knowingly “sell” information belonging to customers younger than 13.

  • Non-Discrimination:

    We will not discriminate against you, in terms of price or services that we offer, if you submit one of the requests listed above.

  • Authorized Agent:

    California residents may use an authorized agent on their behalf to exercise a privacy right discussed above. If you are an authorized agent acting on behalf of a California resident to communicate with us or to exercise a privacy right discussed above, you must be able to demonstrate that you have the requisite authorization to act on behalf of the resident and have sufficient access to their laptop, desktop, or mobile device to exercise these rights digitally. If you are an authorized agent trying to exercise rights on behalf of a Neurnetics user, please contact us at the contact information below with supporting verification information, which includes a valid Power of Attorney in the State of California, proof that you have access to the consumer’s interface, and proof of your own identify.

  • To Exercise Rights (other than Opt Out of Sale):

    To exercise the rights described above, please goto here or contact us using the information below. Should you have any questions or concerns regarding your California rights or this privacy policy, you may contact us using the contact information below.

    6700 Woodlands PKWY STE 230 #502, The Woodlands, TX 77382

    1 (800) 484-3587

    contact@loanboo.com

  • Please refer to our Privacy Policy for further details on the personal information we collect and how it is used. If you are a California resident and would like to inquire about what data of yours we may have or would like to delete certain information, please complete and submit the following form. You will be contacted to verify your identity and determine your eligibility under the California Consumer Privacy Act.

    Enter numbers only, no dashes or parentheses.
  • Additional California Rights:

    Under California Civil Code sections 1798.83-1798.84, California residents are entitled to ask us for a notice identifying the categories of personal customer data which we share with our affiliates and/or third parties for marketing purposes, and providing contact information for such affiliates and/or third parties. If you are a California resident and would like information identifying the categories of personal information which we share with our affiliates and/or third parties for marketing purposes, and the contact information for such affiliates and/or third parties, please submit a written request to us using the contact details below.