Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
California residents have certain rights with respect to their personal information, as described below. We are required by law to verify your identity in connection with any request in order to prevent unauthorized access of your data. This may require us to verify a consumer’s identity via a challenge response email. Please note that your exercise of these rights is subject to certain exemptions to safeguard the public interest (e.g., the prevention or detection of crime) and our interests (e.g., the maintenance of legal privilege). We will try to comply with your request as soon as reasonably practicable. Requests to exercise these rights may be granted in whole, in part, or not at all, depending on the scope and nature of the request and applicable law. Where required by applicable law, we will notify you if we reject your request and notify you of the reasons we are unable to honor your request.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Whether or not you become a customer, and when you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons LoanBoo.com chooses to share, and whether you can limit this sharing.
|Reasons we can share your personal information||Does LoanBoo.com share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes - information about your transactions and experiences||LoanBoo.com has no affiliates||LoanBoo.com has no affiliates|
|For our affiliates’ everyday business purposes - information about your creditworthiness||LoanBoo.com has no affiliates||LoanBoo.com has no affiliates|
|For our affiliates to market to you||LoanBoo.com has no affiliates||LoanBoo.com has no affiliates|
|For our nonaffiliates to market to you||Yes||Yes|
Please Note: If you decide not to become a customer or you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. Whether or not you become a customer, and when you are no longer our customer, we may continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call toll-free 1 (800) 484-3587, or email firstname.lastname@example.org.
You are receiving this notice from LoanBoo.com.
We collect your personal information, for example, when you:
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. Please see below for more on your rights under state law.
Your choices will apply to everyone on your account – unless you tell us otherwise
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
We follow state law if state law provides you with additional privacy protections. For example, we automatically treat customers with a Vermont mailing address as having limited our sharing with affiliates and nonaffiliates, unless you give us authorization for such sharing.
We are providing you this notice pursuant to state law. If you prefer not to receive direct marketing calls from us, you may be placed on our Internal Do Not Call List by following the directions in the To limit Our Sharing section. Nevada law requires we provide the following contact information: Bureau of the Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1–702–486–3132; email email@example.com.
California: Under California law, we will not share information we collect about you with companies outside of LoanBoo.com, unless the law allows. We will limit sharing to the extent required by California law. California residents are provided a California notice for additional choices.