Frequently Asked Questions

How do I find a loan?

The founders of LoanBoo have over 20 years experience helping people find loans online. We have done our best to optimize our forms to collect the most relevant information that is needed for our partners to make decisions on what they can offer to you. If we can’t find a partner with an offer that is what you are looking for we will do our best to find you something that can help!

Is my information safe with you?

We take the security of your information very seriously. While nobody online can guarantee anything with regards to the security of information, we have designed our system to take aggressive measures to keep you safe. We use encryption on potentially sensitive data, and do not store your PII. Once we are done using it, we remove it from our system.

Who can get a loan?

If you are a US citizen and over 18 our system will be able to accept your information. Not all of our programs are available in every state. If we have programs in your state and you meet the basic requirements our system will attempt to find a program for you. Obviously having a job or source of income will be an important factor in our partner’s decision.

What is the max loan you offer?

For Personal Loans we have partners that offer loans up to $35,000. Some of our business lending partners can offer lines of credit up to $2,000,000. We do not offer any loans, our service helps you find a lender.

How do I get my loan money?

This can vary from lender to lender. Many lenders can send cash by ACH. In some instances a wire transfer will be available. If your loan solution is a line of credit, that will be worked out between you and the lender. Sometimes, a credit card may be a valid option for you.

Will you ask for my credit score?

We do not require a credit score but a current and accurate credit score will help us determine the best types of partners to submit your information to. We can only make that determination based on the information you proved, so it is very important to have the most accurate data that you have. If you do not know your credit score, we do have several ways for you to get that information. Depending on which service you chose, we may be compensated for you getting your score.

Is your service free? will never charge you anything for any of our services. We do not have the capabilities to charge you anything. It is possible that there will be a fee when you click through to some of the programs that we will offer to you, but all of those fees should be obvious and upfront. If you feel that you were deceived by one of our partners, please let us know. We do our best to ensure that all of our partners abide by all state and federal laws regarding advertising and fee disclosures.